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Work With Mel - Protect Your Business & Everything You’ve Built.

Learn how to protect your business and get paid in full, faster. From one off customised 1:1 business training & coaching sessions, group workshops, 6 week transformation programs to full credit control infrastructure resets. Start doing business & life on your terms.

Cashflow & Risk Strategic Learning 

  • reduce risk around liquidations in the marketplace

  • strengthen internal payment and credit systems

  • reduce pressure caused by delayed payments, non payment and disputes

  • improve client communication around deposits, progress claims, and terms

  • build stronger commercial boundaries (without damaging relationships)

Training is available as:

  • 3-hour workshops (in-person or online)

  • half-day sessions for teams

  • tailored management training for owner/operators and admin teams

  • customised 1:1 business training & coaching

  • 6 week transformation programs

Key outcomes include:

  • Clearly understand where their current payment processes may be creating unnecessary risk or cashflow pressure

  • Learn practical ways to reduce the likelihood of non-payment and protect their business margins

  • Identify the key tools and structures they can implement to strengthen their payment systems and reduce exposure to bad debt

  • Build confidence in having clear, professional conversations about deposits, payment terms, and credit risk

  • Gain real-world examples and practical insights they can relate directly to their own business

  • Leave with a simple, actionable plan to improve how they get paid and take on work with greater confidence

Ready to build a prevention-first business that protects your profits and fuels your growth?

My Delivery Philosophy

Everything I deliver is education-led — meaning my job is to help business owners and leaders understand what’s happening inside their business, identify where risk enters, and make stronger decisions with confidence.
Some offerings are delivered as training (workshops and cohort learning), others as consultative interventions or diagnostics, depending on what the business needs.

Cashflow & Risk Strategic Training Session

This is about learning to identify what’s happening upstream in your business that's blocking cashflow and placing all the risk on your shoulders. It’s about getting paid faster and no longer compromising yourself or funding other people’s projects with your profit and working capital.

If you’re delivering the work but payment is delayed due to retentions, approvals, disputes or handovers — or you’re being treated like a free bank — this customised 1:1 business training & coaching session is designed for you.

The Paid Right Accelerator is a six-week programme designed to enable intensive learning around how to fundamentally transform how money actually moves into and through your business giving you access to your funds faster & reducing your risk - while keeping your clients & teams happy & engaged.

Most business owners struggle because they’re operating inside a commercial structure they didn’t design.

  • A structure where you’re expected to deliver first and get paid later.

  • Where risk sits on your shoulders.Where cashflow pressure becomes normalised.

  • And where businesses end up funding work while everyone else benefits from the outcome

That’s the current reality of the structure most business owners are working in.

The Paid Right Accelerator exists to help you see that structure clearly and then redesign it.

Over six weeks, we work together — in a faciliated group cohort — to unpack where risk enters, and what practical changes will create the most significant material impact for your cashflow outcomes now!

Looking for Real Change in how you Protect your Cash Flow?

If you're ready to reshape how you run your business for the long haul, let's talk about a Credit Control Infrastructure Reset.

Transform how money moves through your business.

If you've built a strong, respected business but the systems behind it haven't quite caught up, it's time to reset.
This isn't about chasing payments — it's about engineering a business that gets paid faster, keeps cash flowing, and frees up your working capital to fuel growth and stability.

This is for you if:

✅ You've built something solid — and you're done letting poor systems or late payers undermine it.
✅ You've had that sinking feeling when a payment goes quiet, and you know it shouldn't be this hard to get paid.
✅ You're tired of bigger players setting the rules while you carry all the risk — and you're ready to change that balance.
✅ You want systems that protect you, processes your team can actually follow, and tools that make getting paid simple, structured, and enforceable.
✅ You're ready to move from reactive to strategic — to run a business that's financially agile, structurally strong, and built for long-term freedom.

The Credit Control Infrastructure Reset

  • Personalised Diagnostics & Process Mapping

  • Rollout, Implementation & Team Engagement

  • Credit Management Tools That Protect You

Why Work With Mel?

I work side by side with you to uncover what's really going on and then build the structure that gets you back in control.

Here's what makes working with me different:

  • I see what others miss. I go beyond the symptoms to the root of what's causing friction, delays, or risks.

  • I make it real. process flowcharts, internal Infrastructure and credit control tools — we map, document, and implement them in a way that your team understands and uses.

  • I bring legal protection and practical tools. I provide you with access to Terms of Trade, PPSR, and security documents, all of which are integrated into the systems we develop.

  • I've got your back. I've worked with hundreds of business owners. I know how much you're carrying. This is about making business easier, safer, and more aligned with the life you want to lead.

If you're ready to fix the messy bits and build a business that works  structurally, financially, and practically

Thoughtful Mel Curwood, an EC Credit Control Specialist in the Waikato, supporting small businesses to reduce cash flow problems.

What Emily from JD Motorcycles had to say about working with Mel

"We’ve been in business for about five years, and in the beginning, our biggest challenges were a lack of knowledge, no real processes, and cash flow struggles. Since bringing Mel on board a year ago, everything has changed for the better. She provided the focus and direction we needed, almost acting as a business mentor, offering practical solutions that we could cope with and was always within our capabilities, there was no pressure and she could always see what we needed to do to improve things.

The biggest transformation has been in our cash flow and getting our Terms of Trade sorted—both of which have made a huge difference. Mel is incredibly personable and kind, and she truly understands how to guide a business without overwhelming us. Working with her has been invaluable, and we can’t recommend her highly enough!"

Protect Your Business with Credit Management Tools That Reduce Risk and Get You Paid on Time

Best credit management tools and support to help you protect your business and get paid with confidence:

Protect your business with an agreed-upon Terms of Trade that has clear payment terms.

Terms of Trade

Custom-written for your business and your budget.

A healthy credit check. Reduce clients not paying and cash flow issues by running Credit Checks and make sure you get paid.

Credit Checks

Make informed decisions before offering credit.

PPSR  helps protect your business from unpaid debts and company liquidation risk.

PPSR Registrations

Secure your business and become a priority creditor.

Cash flow problems force business owners to face empty pockets due to late invoices, leading to a need for debt recovery in NZ.

Debt Recovery

Expert help across New Zealand and Australia.

Everything is tailored to NZ and Australian legislation—because protecting your business shouldn't be guesswork.

Watch This Space — Coming Soon!

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Soon, you'll be able to work through big business shifts at your own pace with:

  • Self-Directed Online Training – Practical, high-impact courses you can work through anytime, from anywhere.

  • Live Group Coaching Sessions – Tap into expert guidance, connect with like-minded business owners, and get real-time insights on cash flow, client boundaries, and getting paid.

  • Community Support – Join a group of business owners navigating similar challenges and share insights, successes, and lessons learned.

It's a mix of self-paced learning and live group coaching, so you can implement changes on your own time while still getting expert support when you need it.

Stay tuned for updates, or sign up below to be the first to know when it launches!

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Not Ready Yet?

If you're not quite ready to book but want to stay in the loop with practical tips, cash flow strategies, and business wisdom, make sure you:

Check out my content library for free resources, videos, and articles on how to get paid and stay paid.