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PAID RIGHT NZby Mel Curwood
0800 968 783Business hours

Work With Mel and Her Team, side by side.

Where to start? With whatever is in front of you. One route for the situation you are in right now, and others for the deeper work of designing how money moves into and through your business, so there is less coming at you in the first place.

Tell us what is in front of you

Or ring 0800 968 783.
Monday to Friday, during normal business hours.

Which one is for you?

The first is for someone who needs expert attention and focus on what is happening right now. The other two are deeper, structured work to build the infrastructure, because that is what building it actually takes. None of them is more advanced than the others.

There is something live in front of you right now

Paid Right Session

An invoice that has stopped moving, a dispute you did not see coming, a customer who has gone into liquidation, or a job you want to think through before you commit to it. Half a day with Mel, with you and your key people, entirely on the situation in front of you. A written summary and next steps, and a follow-up call.

$1,495 + GST. Online anywhere in New Zealand, or in person by arrangement.

About a Paid Right Session

Facilitated shared learning with other business owners and leaders

Paid Right Accelerator

A facilitated shared-learning programme, run with a cohort of other business owners and leaders. Structured, guided group learning that teaches the material and draws out shared realities at the same time, with proven frameworks applied directly to your own business situations.

What you work through together is the building of the infrastructure, and the capability inside your own business, in a shared space with people carrying exactly what you carry. You come out with a system, and with the relationships you built while bouncing things off each other the whole way through.

$3,995 + GST. Up to 50% RBP funding support may be available if your business qualifies, and payment plans are available too.

Read about the AcceleratorOr ask us about the room

You want the focus on you and your business

Paid Right Capability Intensive

Your own space, your own people, and the work shaped entirely around what is going on in your business. Some owners choose it simply because they want the focus and the time to be on them, their business and their team, with nothing else in the room.

And where several directors or key people hold different parts of the business, this is the one that can hold them all in the same room and on the same page - the strategy, the structures, the decisions themselves, and how they get implemented. Decisions that take several heads cannot be made by one of them afterwards on everybody else’s behalf.

Structured, guided sessions built around what is actually going on in your business, with the same proven frameworks applied straight to it. Decisions get clarified, documented and turned into something your team can use, so the capability stays inside your business when the work is finished.

$9,995 + GST. Up to 50% RBP funding support may be available if your business qualifies, and payment plans are available too.

Read about the Capability IntensiveOr ask us how it would work

Cashflow Reset Workshop.

A chance to step back from the day-to-day, look beneath the surface of your cash flow and see how well your business is protecting and managing the money it earns. Three hours, in person, with a group of peers.

We run these around the Waikato and are adding other regions. What happens on the day. Tell us where you are and we will let you know when there is one near you.

We have worked with over 350 New Zealand businesses.

Government-funded business support

Registered with the Regional Business Partner Network.

Our training programmes are registered services within the Regional Business Partner Network, the government-funded network that connects New Zealand businesses to business support.

For a business owner that means there is public funding for this kind of work, and if your business qualifies it can go towards the cost. We will tell you where you stand on that before you commit to anything.

What that has looked like.

“The difference she's made is undeniable - our cash flow has improved, and we can now cover business costs with ease.”
Glenn, Marine Protection Solutions
“Working regularly with Mel has provided us with steady, consistent growth. Every time we go to Mel, she has great suggestions on how we can improve things. She helps us see where we need to be and what steps to take to get there. Having the right advice and tools in place has been a game-changer.”
Emily, KT Cartage
“Mel has a vast range of knowledge and keeps us up to date with any legislative changes. She has been invaluable in credit control, and whenever we have an idea or a problem, she's always there to offer a practical solution.”
Nicola, Read Brothers Hardware
“The biggest transformation has been in our cash flow and getting our Terms of Trade sorted - both of which have made a huge difference.”
Jess and Jason, JD Motorcycles

Mel facilitates the framework. The room provides the fuel.

Mel Curwood in a session with business owners around a table

Change starts when we get around a table.

Something happens when business owners and leaders carrying the same weight get in a room together. Somebody says a thing out loud and half the room goes quiet, because it just named their exact experience. That recognition, that relief, that energy. People leave with practical tools, and with something harder to name: the confidence that comes from knowing you are not alone and you are not powerless.

There is a bigger reason too. When enough businesses start seeing this clearly and talking about it openly, the conversation changes. The norms shift and the tolerance drops. This work makes an individual business stronger, and it starts with owners who are done pretending this is just how it works.

You will not only be working with Mel. There are Area Managers across New Zealand, and if there is one near you we will introduce you. Mel travels, and everything can be delivered online anywhere in the country.

Founder led, team delivered

The drivers behind how and when you get paid for that work.

In a blue-collar business, of course the priority has to be the pipeline. Keeping the team busy, making sure there is plenty of work ahead, and then delivering that work well.

The business opportunity sits alongside that, in the structure or the drivers behind how you get paid for that work.

This is not just for business owners who have been burned by non-payment, in the past or currently. It is about maximising and owning the leverage you have over your own cash flow.

The other really important part of this is slow payment. So it is not just non-payment. It is also getting paid faster, getting more access to your earned revenue now, and maximising the use of your own capital in your business.

Some of the biggest contractors feel hamstrung by being held to ransom by 60 to 90 day terms. They get paid. That is not necessarily the issue. The issue is that they are effectively being used as a free overdraft, a funding mechanism or bridging finance by their customers, and they are still waiting to get access to their own earned revenue.

It impacts the leverage you have around your cash, the agency you have around your cash on hand, how much of your own capital is tied up in a project, the associated risk with projects, and what that empowers you to be able to do and when.

Quite often the payment and commercial side becomes a retrospective focus when something goes wrong, rather than something that has been designed specifically for maximising cash flow in and around and during a project. A payment is late. A variation is disputed. A customer changes position. A project becomes more exposed than expected.

The opportunity is to bring that thinking forward. That means deliberately looking at how money moves in and around and during a project, so the business is utilising more of its earned revenue faster, has more leverage around its own cash flow, and has more agency over what that cash on hand enables it to do and when.

What you are already carrying.

You already know the feeling. Work delivered. Costs carried. Team paid. And the money is still sitting out there in someone else’s bank account.

You know the payment terms are not fair. You know that while you are carrying the wages, the materials, the risk and the liability, someone else is sitting on your money and benefiting from it. None of this is news to you.

And it is not small. At sixty-day terms, a business turning over $500,000 has roughly $82,000 of its own earned money sitting outside it. At $2 million it is over $300,000. Money that is already yours, already worked for, doing nothing.

And you have been told this is just how it works.

Most of it has been inherited. Industry habits and payment culture, power imbalances, and the assumption that if you want the work you carry the load. Which settles into this is just how business works, you cannot change it, whoever needs who most wins.

So the problem stops getting solved, because people have concluded it cannot be. And once that thinking settles in, slow payment, carrying the cost and being held to ransom all start to feel normal.

Here is the part that changes it. Winning work is a skill. Getting paid for it, fully, reliably, every time, is a system. Most blue-collar businesses have mastered the first and never built the second. Risk enters long before an invoice falls due, at points you decide - what is agreed, what is written down, who has authority, and what happens when something goes wrong.

How much of an agreement you can shape depends on what it is. Your terms of trade are yours, and a subcontract agreement can be negotiated like any other. Even where a standard form sets the payment terms, how you enter the agreement, what you put in writing and when, who holds authority, and how you respond when something changes are all still yours to design.

How the work is done.

This is where we work alongside you, to teach you how to design and build the right cash flow and credit control infrastructure for your business.

This is the mechanism that puts you back in the driver’s seat and in the best possible position to get paid in full, on time, every time.

Foundations

We identify where the pressure is really coming from and where money is getting stuck.

Infrastructure

We strengthen the structure around the business - decision points, risk management, and tools that protect cash flow.

Implementation

We turn it into action - tightening communication, follow-through and responsibility, so money moves faster and more consistently into your business.

What becomes possible.

Stop carrying the cost of work already delivered

Close the gap between work completed and money actually back in your bank account.

Turn payment terms into wealth protection

Protect your margins, reduce the free credit you are extending, and keep more of your wealth where it belongs.

Build the infrastructure, once

A system that has money moving through your business with more certainty, less pressure and stronger commercial control.

The result is a business that is in the best possible position to be paid in full, on time, every time, and tens of thousands of dollars of your own revenue reactivated back into building the business and the life you actually want.

And it goes further than the cash. It changes the quality of the business, the clients you attract and the way people see you. It changes the confidence you lead with, the stability you feel and the freedom you have. All of it without chasing more work - by finally getting full access to the money you have already earned, faster.

Not sure which one?

Fifteen minutes on the phone will tell you more about where you stand than an hour of reading. Tell us what is going on in the business and we will tell you honestly which of these fits, or whether none of them does yet.

Tell us what is going on

0800 968 783

Monday to Friday, during normal business hours.

Or send us a message.