✓ Stop carrying the financial risk of jobs you've already delivered
✓ Significantly reduce your exposure to slow payment, disputes and bad debt
✓ Build the infrastructure that means that one large difficult project doesn't throw your business sideways
The missing piece:
“Cash Flow Infrastructure”
Most businesses focus on winning work. Very few build the infrastructure that ensures they're actually paid for it.
What is a
"Cash Flow Infrastructure"?
One slow payment, one unexpected liquidation, one job that drags out and suddenly, cash flow chaos.
A Cash Flow Infrastructure is the architecture that ensures cash flows through your business.
It provides protection across the entire system. From Enquiry → quote → approval → delivery → invoice → payment, leveraging tools such as such as the terms of trade, smart customer conversations and security tools.
✓ Everyone in your team knows what to say, what to do, and when
✓ A system that runs the same way every time
✓ Business becomes a well-oiled asset
A CASH FLOW INFRASTRUCTURE SETS YOUR BUSINESS UP TO GET PAID IN FULL, ON TIME, EVERY TIME.
Introducing:
The Paid Right Accelerator
6 Weeks in-person
We meet face-to-face each week for depth, focus, and real engagement.
Facilitated, Active Sessions
Structured, guided sessions designed to draw out thinking — not just deliver information.
Practical Frameworks + Real Scenarios
You apply proven frameworks directly to your own business situations.
Deep Discussion
Space is intentionally built to go beyond surface-level thinking and unpack what actually matters.
Map, Document, Implement
We clarify decisions, document them, and turn them into something your team can use.
Action between Sessions
You apply what you’re working on each week — this is essential, not optional.
The Paid Right Accelerator
Implementing a cash flow infrastructure can be easier than you think.
Week 1: Reality & Inherited Structures
Understanding what the situation actually is.
What it is and where it came from
Understanding the risk you are currently taking
What you are unknowingly funding
We look at both:
The macro (industry-wide environment)
The micro (your business specifically)
So you can move forward from an informed place — in an empowered, confident way.
Week 2: Transaction Journey & Risk Entry
Mapping how money and risk move through your business.
Business owner
Enquiry
Go ahead
Pre-start risk
Work in process
Send invoice
Get paid?
Collect debt
Post-payment risk
Identifying:
Where risk enters
Where change is possible
Week 3: Tools & Protections
It’s all about getting paid.
Putting the right pieces of the puzzle in place:
Comprehensive terms of trade
Communication & expectations
Credit checking
Being a secured creditor
Deposit and payment schedules
Credit control tools
Week 4: People, Roles, & Internal Alignment
People. Flow. Execution.
Shared understanding across your team
Clear roles and responsibilities
Strong engagement at every stage
Because when there is alignment:
Who does what becomes less important
Customers feel the difference
Cash moves faster
Fewer surprises along the way
Everything becomes smoother — with clarity, understanding, and involvement across the board.
Week 5: Identifying Wins & Embedding Change
Across people, handovers, systems, and structures.
Key stages:
Enquiry → Quote
Quote → Approval
Approval → Delivery
Invoice → Payment
Credit control
We:
Identify opportunities and quick wins
Map, document, and implement them
Ensure your team understands and actually uses them
Week 6: Decision Making & Moving Forward
Making clear decisions to get paid faster and reduce risk.
Choosing your next steps with focused action
Aligning decisions with your business, your team, your operations.
Includes:
Internal infrastructure
Process flowcharts
Practical shifts in how money moves
How risk is managed going forward
About your Host
Mel Curwood brings nearly a decade of experience working on the front lines with business owners — not in theory, but across the table from owners carrying the real costs and still waiting to be paid.
Through her eight-year partnership with EC Credit Control as an independent contractor, she saw what getting burned looks like: the trusted client who stopped paying, the large job that became a cash flow crisis, the liquidation that blindsided a business that had no structure in place.
She also saw how much of it is preventable.
Her work starts upstream — before the invoice, before the damage is done.
CLIENT STORY
When a $425,000 opportunity became a $425,000 risk
A long-standing relationship. A major project. And the infrastructure that changed everything.
A New Zealand building industry specialist was invited into a $425,000 subcontract by a company they'd worked with and trusted for years.
Then the ownership changed.
The Terms of Trade came back with key protections crossed out. A formal credit check returned red. What had looked like a significant opportunity suddenly looked like a business-threatening exposure.
Because the right infrastructure was already in place — the right documents, the right process, the right due diligence — they didn't panic. They made a calm, informed decision to walk away.
That calm "no" shifted everything.
The power dynamic flipped. The director signed. The top-tier project owner stepped in and pre-paid $125,000 in materials upfront. And when the middle layer of the project became unstable — my client got paid directly.
Value at risk: $425,000. Prepayment secured: $125,000. Outcome: paid in full.
Structure didn't just protect them. It put them in control.
This is what a cash flow infrastructure actually does.
Investment: $3,995 + GST Up to 50% funding support may be available — ask Mel about eligibility. Payment plans are available. Contact Mel to discuss what works for you
