Free Resources and Tools
Get Paid with Confidence: Resources, Tools, Insights & Real Wins from Business Owners Like You.
Learn about businesses like yours, with case studies outlining challenges and how we helped them overcome and succeed.
See checklists and resources to do a business credit and risk health check and quick guides to securing payments.
Don't just take it from me! Read about real businesses and the impact these tools and strategies have had on their own business.
See how other clients have used our tools to succeed in business.
_______________
Strengthening Cash Flow, Going To The Disputes Tribunal And WINNING!
Marine Repair company, co-owned & managed by husband & wife team, provides marine repair services with a mix of commercial and recreational clients. As a mobile marine service provider, they often faced delayed payments and disputes, impacting their cash flow and overall business operations.
Learn how they overcame the challenges of disputed invoices and payments, introduced to processes and reduce their risk, improve cashflow and become more confident business operators.
Taking Control of Terms and Payments in a Big Business World
These awesome business owners run a successful refrigeration and air conditioning business, working with a mix of residential, commercial, and corporate clients. While they have built strong relationships with her regular clients, they face significant challenges with larger companies dictating payment terms, and finding the right person to take responsibility for payments.
Learn how they set clear boundaries, rejected unfair terms, streamlined payment process and accountability.
From Chasing Payments to Taking Control in Residential Construction
An experienced residential builder based in regional New Zealand, with over 25 years in the industry and a mix of new builds and renovation work. This builder has seen plenty of highs and lows - but in the past couple of years, the cracks in the payment process started to show more clearly with delayed payments, ghosting and to casual payment processes.
Learn how modern Terms of Trade and creating a better payment culture turned their business around.
Free resources to help you succeed in reducing debt and risk.
_______________
Simply pop you details down below to access your quick guide and credit risk check.

The Business Owner’s Quick Guide to Securing Payments & Reducing Risk
A Practical Starting Point Before We Dive in Properly Together. This quick guide will help you:
✔ Identify gaps in your payment process.
✔ Spot financial risks before they become a problem.
✔ Understand where to strengthen legal protections.

The Business Owner’s Credit & Risk Health Check
Because Getting Paid Shouldn’t Feel Like a Gamble— Let’s Make Sure You’re Protected.
How protected are you? Use this checklist to find out then score yourself to see where you can make the biggest positive impact on your cashflow.
Read about how our clients have overcome challenges
_______________
Client Testimonial – Glenn from Marine Protection Solutions
"I’ve been in business for many years, and four years ago, my son and I decided start Marine Protection Solutions. While we had solid systems in place, we knew our Terms of Trade needed to be updated and properly managed. That’s when we brought Mel on board.
From day one, Mel has had everything at her fingertips, keeping everything relevant and letting us know of any legal changes and ensuring we’re always covered. The difference she’s made is undeniable—our cash flow has improved, and we can now cover business costs with ease.
Beyond her expertise, Mel is an absolute pleasure to work with. She shares our ethics, genuinely cares about us as people (not just as clients), and is honest and trustworthy. Having her in our corner has given us real peace of mind, and business is improving all the time. We couldn’t be happier!"
Client Testimonial – Emily from KT Cartage
"We’ve been running our business for 15 years, and in the early days, cash flow was our biggest challenge. Since working with Mel, things have improved so much. We now have complete peace of mind knowing our Terms of Trade are up to date and that we have the right legal terms in place. Before Mel, we tried other avenues with no success, but every time we’ve worked with her, we’ve seen results. It’s a huge relief knowing we can hand things over and trust that they’ll get done properly, allowing us to focus on growing our business.
Working regularly with Mel has provided us with steady, consistent growth. Every time we go to Mel, she has great suggestions on how we can improve things. She helps us see where we need to be and what steps to take to get there. Having the right advice and tools in place has been a game-changer. I always recommend Mel to others because I know how tough things are out there, but after the initial setup costs, businesses can really see a difference. We’ll also be using her for background checks on bigger companies before taking on work—it’s great having someone so knowledgeable on our side.
The ability to contact her anytime and get solid advice is invaluable. She truly engages on all levels, and honestly, Mel is thoroughly amazing and fantastic at her job!"
Client Testimonial – Emily from JD Motorcycles
"We’ve been in business for about five years, and in the beginning, our biggest challenges were a lack of knowledge, no real processes, and cash flow struggles. Since bringing Mel on board a year ago, everything has changed for the better. She provided the focus and direction we needed, almost acting as a business mentor, offering practical solutions that we could cope with and was always within our capabilities, there was no pressure and she could always see what we needed to do to improve things.
The biggest transformation has been in our cash flow and getting our Terms of Trade sorted—both of which have made a huge difference. Mel is incredibly personable and kind, and she truly understands how to guide a business without overwhelming us. Working with her has been invaluable, and we can’t recommend her highly enough!"
Client Testimonial – Read Brothers Hardware
"We bought the family business in 2021 and had known Mel beforehand. When she came on board, she updated the terms of trade for our on-account clients, ensuring everything was legally compliant. She also streamlined our account application forms, making the process much more efficient.
Mel has a vast range of knowledge and keeps us up to date with any legislative changes. She has been invaluable in credit control, and whenever we have an idea or a problem, she’s always there to offer a practical solution.
She is incredibly supportive, easy to talk to, and very attentive. Beyond that, she has a broader perspective on things, which is truly valuable. Mel is detail-oriented, highly effective, and extremely knowledgeable—a pleasure to work with!"
Ready to Take Action ?
If you’ve landed here, chances are you’re ready for things to feel a little easier—less chasing, less stress, and a whole lot more confidence when it comes to your cash flow.
A Strategy Session is your chance to hit pause and have someone in your corner for an hour—listening, asking the right questions, and helping you make sense of what’s going on behind the scenes in your business.
You’ll walk away with a clear, implementable strategy tailored to your business—things you can action straight away to tighten up your systems, protect your income, and take the pressure off. No fluff, just real tools and a plan that works.
In this session, we will:
This is your hour—focused, practical, and all about finding what will actually work for your business.
We’ll take a look at where things are at with your cash flow, unpack what might be holding you back, and explore what’s making things harder than they need to be.
We’ll also dig into how you work, who your customers are, and what might be putting you at risk without you even realising it. From there, I’ll walk you through tools and next steps that are tailored to you—real solutions you can start using straight away to protect your income and grow with confidence.
You’ll leave with more clarity, less stress, and a clear plan to move forward.