About Mel
For years, I've worked with business owners to build prevention-first systems that give them consistent cash flow, peace of mind, and the freedom to focus on growth without the stress, endless admin or losing good customers.
Hi, I'm Mel Curwood.
A mum, wife, and business owner.
I know what it's like to work hard and still worry about getting paid on time.
I grew up watching my parents build a business, putting in the hours, making sacrifices, while cash flow stress and late payments made it tougher than it needed to be.
That's why I help business owners across New Zealand secure strong payment systems, protect their cash flow, and take control of their financial future.
Why Payment Protection is Important
I've heard it all:
"I thought late payments were just part of business."
"I trusted that customer; now I may never see my money."
"I've been lucky so far, but I know that's not a plan."
With the right protections, you don't have to chase money or hope for the best. You can get paid on time and reduce your risk.
That's why I created my Free Workshop so you can stop feeling like a bank for your customers and start running your business with confidence.
You've worked too hard to leave your financial future to chance. Let's secure what you've built!
Need support, but not sure what it looks like yet?
Mel's Publications and Media Include
