Paid Right™
Payment Timing Impact Calculator
A leadership clarity tool to help you see timing, cash, and risk more clearly — not financial advice, implementation tool, nor legal guidance.
What This Calculator Specifically Delivers
This calculator answers one powerful question:
"If I shortened the time it takes to get paid, how much more money would I actually have available to run and grow my business?"
It reveals:
- How much working capital is currently trapped in overdue or slow-cycle payments
- How much capital would be available if timing improves
- The financial breathing room gained
Outcome Insight
Leaders see — in dollars — that improving timing isn't admin. It's access to their own money faster, reducing stress, overdraft reliance, interest cost exposure, and fragility.
Estimated Working Capital Currently Tied Up
$0.00
Estimated Working Capital at Target
$0.00
Working Capital Released
$0.00
How to Use This Tool
This tool helps you understand how much more working capital you could have available simply by:
- Moving to deposits where appropriate
- Invoicing earlier in the job
- Reducing your payment terms
Even partial improvements create meaningful shifts in financial strength.
Information About the Results
This represents money already earned — arriving faster, reducing reliance on overdrafts, debt, personal stress, and financial strain.
You deserve clarity. You deserve confidence. You deserve to be paid fairly, safely, and consistently.
Disclaimer / Important Notice
This tool is provided for educational and leadership clarity purposes only. It is not financial advice, accounting advice, or legal advice.
The outputs are estimates only and may not reflect your specific circumstances, accounting structures, taxation position, financing arrangements, or legal obligations.
Before making financial, contractual, legal, or structural decisions, you should seek independent professional advice appropriate to your situation.
By using this tool, you accept full responsibility for any decisions made and acknowledge that neither Paid Right™, Mel Curwood, nor any associated entity accepts liability for reliance on its outputs.
Paid Right™ | Mel Curwood | Leadership Tools for Stronger Businesses
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