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Welcome, I’m Mel, and I’m So Glad You’re Here.

Hey You Awesome Business Owner!

Yes You - The one out there doing the work, keeping the wheels of the economy turning, showing up day after day and backing yourself. You provide the service, put in the time, carry the risk—and then wait to get paid?

That stops here.

You’ve found me, and you’ve found the place where things start to change.
This isn’t just about paperwork—it’s about protecting what you’ve built, backing yourself, and building a business that actually works for you.

Stop being treated like a bank.
Get paid. Stay paid.
Cashflow confidence starts here.

01

Download FREE checklist and business guide.

02

Access your free 30 min Workshop

03

Book your dedicated 1:1 strategy session!

You can also check out all of my free resources and tools  OR learn more about how to work with me.

Why Kiwi Business Owners Need to Take Action

Did you know?

  • In New Zealand, 43% of small businesses experience late payments, causing major cash flow stress.

  • Over 60% of business failures are linked to not getting paid on time.

  • On average, unpaid invoices cost small businesses thousands in lost revenue each year.

Partnering with one of New Zealand’s longest-standing leaders in best practice credit management, I’ve seen it all—businesses doing everything right, but still getting caught short because they weren’t getting paid on time. It’s not fair, and it’s not sustainable.

  • But here’s the good news: with the right tools, support, and systems in place, you can take back control.

This is why getting paid on time isn’t just nice to have—it’s critical for survival and growth.

  • Understanding why people don’t pay and what to do about it

  • How Terms of Trade protect your business and ensure you get paid

  • How to communicate effectively to protect your cash flow

  • The easiest way to get paid on time—without scaring away your customers

  • How to protect your business from bad debt & unpaid invoices

FAQs

What if I’m not dealing with overdue invoices right now?

That’s great—let’s keep it that way. The only thing worse than constantly chasing payments is being blindsided when you thought everything was sweet. One slow payer, one unexpected liquidation, one job that drags out longer than expected... and boom—cashflow chaos. Putting smart systems in place now means you’re ready before things go sideways. It’s not about going overboard—it’s about peace of mind.

I’m just a small business—do I really need all this?

Yes. In fact, especially if you’re a small business. You’re the one most at risk when a client doesn’t pay. Big companies have legal teams and cash reserves. You’ve got bills, staff to pay, and maybe your own mortgage on the line. Putting the right tools in place means protecting what you've built and making sure you’re not working for free.

Isn’t chasing payments just part of doing business?

It shouldn’t be. You didn’t go into business to become a part-time debt collector. With the right structure in place—clear terms, upfront conversations, and backup when you need it—you can ditch the stress and get back to doing what you do best. No more chasing. No more crossed fingers. Just cashflow that actually flows.

Ready to Take Action ?

If you’ve landed here, chances are you’re ready for things to feel a little easier—less chasing, less stress, and a whole lot more confidence when it comes to your cash flow.

A Strategy Session is your chance to hit pause and have someone in your corner for an hour—listening, asking the right questions, and helping you make sense of what’s going on behind the scenes in your business.

You’ll walk away with a clear, implementable strategy tailored to your business—things you can action straight away to tighten up your systems, protect your income, and take the pressure off. No fluff, just real tools and a plan that works.

In this session, we will:

This is your hour—focused, practical, and all about finding what will actually work for your business.

We’ll take a look at where things are at with your cash flow, unpack what might be holding you back, and explore what’s making things harder than they need to be.

We’ll also dig into how you work, who your customers are, and what might be putting you at risk without you even realising it. From there, I’ll walk you through tools and next steps that are tailored to you—real solutions you can start using straight away to protect your income and grow with confidence.

You’ll leave with more clarity, less stress, and a clear plan to move forward.

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